Resource Hub
At SJM Insurance, we believe support goes beyond just coverage.
As your trusted insurance advisors, we’ve curated a hub of essential resources to help you and your loved ones access food, housing, education, legal aid, and more.
Whether you’re exploring city benefits or just need a helping hand, you’re not alone, we’re here to guide you every step of the way.
🍎 Food Assistance
Programs to help you and your family eat well, no matter the budget.
SNAP (Food Stamps)
Get monthly benefits to buy groceries for you and your family. Eligibility is based on income, household size, and other factors.
Hunger Free America
An easy-to-use, searchable map of FREE meal distribution sites for across NYC. Enter your address and find a location near you.
Food Bank NYC
Locate free food pantries, community fridges, and hot meal programs, SNAP enrollment assistance, and tax assistance with Food Bank NYC.
🏠 Housing Support
Stay Warm. Stay Safe.
NYCHA Public Housing
Affordable housing apartments across NYC for low-income families, seniors, and people with disabilities. Register and apply online.
NYC Housing Connect
Affordable housing lotteries across all 5 boroughs. Browse, apply, and track your applications in one place. New listings are added regularly.
One-Shot Deal (Rent Help)
Facing eviction or missed rent? HRA’s One-Shot Deal can help cover rent, utilities, or moving expenses if you’re in an emergency.
🎓 Education & Employment
Get job training and real-world experience, for free.
DYCD Jobs & Internships
The NYC Department of Youth & Community Development (DYCD) provides job training, paid internships, and part-time work across the city.
Workforce1 Career Centers
Workforce1 helps New Yorkers prepare for employment with resume help, certifications, and assist with job placement. They provide free guidance and support at their career centers.
Pathways To Graduation
Facing eviction or missed rent? HRA’s One-Shot Deal can help cover rent, utilities, or moving expenses if you’re in an emergency.
🧒 Childcare & Family Planning
From diapers to daycare, the support is here.
3-K for All (DOE)
Free early education for 3-year-olds at NYC public schools, Pre-K centers, and community organizations. Set your little one up for success.
Women, Infants, and Children
Nutrition support for pregnant women, new parents, and kids under 5. Includes free baby formula, food, breastfeeding help, and more.
Child Care Assistance
Child care for working parents, students, or those in training programs. Available for infants through 13-year-olds.
⚖️ Talk To A Lawyer
You deserve to know your rights and protect your future.
Legal Aid NYC
The largest legal services provider in NYC, helping with housing issues, immigration, benefits, domestic violence, and more.
212-577-3300
NYLAG
Offers free civil legal services for seniors, immigrants, veterans, survivors of abuse, and others in crisis. No status check. No cost. Just justice.
212-613-5000
Legal Services NYC
Free legal help for low-income New Yorkers. They cover everything from tenants’ rights to public benefits, discrimination, and education access.
917-661-4500
🌍 Refugee Support
For those starting over, we have your back.
NYS Refugee Services
New York State helps refugees resettle, find housing, access healthcare, and begin work or school in NY. Start fresh with state support.
International Rescue Committee
The IRC provides strong support for refugees and immigrant families with English classes, legal services, and assistance with finding a job.
RIF Asylum Support
The Refugee and Immigrant Fund (RIF) supports newcomers with legal assistance, asylum preparation, and community gardening programs.
🧠 Mental Health Matters
It’s okay to ask for help. You’re not alone.
NYC Well
A 24/7 confidential helpline offering crisis counseling, peer support, and referrals to mental health and substance use services in over 200 languages.
Talk To A Counselor
H+H Behavioral Health Clinics
NYC Health + Hospitals provides low-cost or free therapy, psychiatry, and addiction support at public hospitals and community clinics across the city.
NAMI National Alliance
The National Alliance on Mental Illness offers peer-led support groups, education classes, and a helpline staffed by trained volunteers with lived experience.
💸 Discounts & Utility Help
Bills piling up? You might be paying too much!
Lifeline Phone Service
A federal program that gives you a monthly discount on phone or internet service, available to low-income households or anyone on public benefits.
Fair Fares NYC
Half-priced MetroCards for low-income New Yorkers. Valid on subways and buses. Cut your commute costs, and keep more in your pocket.
Heat & Cooling
Get help with your energy bills and get up to $800 to have a new AC installed! Stay cool this summer without breaking your bank.