Important: We do not offer every plan available in your area. Currently we represent 10 organizations which offer Medicare Advantage HMO, PPO, PFFS, and PDP plans in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY: 1-877-486-2048), or your local SHIP to get information on all of your options. Not connected with or endorsed by the United States Government or the federal Medicare program. SJM Insurance Services, LLC · #LB-1024797. This is a solicitation for insurance.
Diverse community members supporting each other, representing Brooklyn's dual-eligible Medicare and Medicaid beneficiaries
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Dual Special Needs Plans — Brooklyn, NY

Medicare & Medicaid?
You Deserve More.

If you have both Medicare and Medicaid, you may qualify for a Dual Special Needs Plan (D-SNP) — a specialized Medicare Advantage plan with extra benefits including grocery allowances, dental, and more. Check your eligibility free.

You may qualify if you have
Medicare Part A and Part B
Medicaid coverage in New York
Income at or below the Medicaid limit
A qualifying disability (any age, not just 65+)
⚡ Special Enrollment Period may be available — check now

Check D-SNP Eligibility — Free

Takes 60 seconds. Our licensed advisors verify your eligibility at no cost.

By submitting this form, you consent to be contacted by a licensed insurance agent from SJM Insurance Services, LLC at the phone number you provided regarding Medicare Advantage, D-SNP, or other insurance options. You are under no obligation to enroll in any plan. Standard message and data rates may apply. Your information will not be shared with other marketing organizations without your explicit consent.

Prefer to call?(347) 696-6757
Understanding D-SNP

What Is a Dual Special Needs Plan?

A D-SNP is a specialized type of Medicare Advantage plan designed exclusively for people who qualify for both Medicare and Medicaid — often called “dual eligibles.”

🏥

Medicare

Federal health insurance for people 65+ or those with qualifying disabilities. Covers hospital and medical care through Parts A and B.

+
Combined into one
powerful plan
=
🌟

Medicaid

State health coverage for low-income individuals and families in New York. Covers additional costs Medicare doesn't pay.

The result

A D-SNP Plan Coordinates Both Coverages — Plus Extra Benefits

Instead of managing two separate coverages, a D-SNP combines Medicare and Medicaid into a single, coordinated plan — with a care team dedicated to you, plus additional benefits you can't get elsewhere.

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$0 Monthly Premium
Most D-SNP plans have no premium
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Dedicated Care Manager
A personal nurse care manager assigned to you
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Extra Benefits Allowances
Groceries, utilities, OTC items, and more
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Dental, Vision & Hearing
Extended benefits beyond Original Medicare
D-SNP Extra Benefits

What D-SNP Members Get

Beyond coordinated Medicare and Medicaid coverage, D-SNP plans in Brooklyn offer significant supplemental benefits unavailable with Original Medicare.

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$252
Per month — Grocery & Utility Allowance

Flex Spending Card

A pre-loaded benefit card you can use at participating grocery stores for food and for utility bills — every single month.

Most Popular Benefit
🦷
$2,500
Annual dental benefit

Comprehensive Dental

Cleanings, fillings, extractions, dentures, and major dental work — covered under your plan benefit.

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$300
Annual vision allowance

Vision Care

Eye exams plus a yearly allowance toward prescription glasses or contact lenses at participating providers.

👂
$2,000
Hearing aid allowance

Hearing Coverage

Annual hearing exams and a significant allowance toward the cost of hearing aids — often fully covered.

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48
Round trips per year

Medical Transportation

Free rides to and from medical appointments, pharmacies, and approved health-related locations in Brooklyn.

💊
$0
Copays on many drugs

Prescription Coverage

Most D-SNP plans include robust Part D drug coverage with very low or $0 copays for many tier 1–2 medications.

Benefit amounts and availability vary by plan, carrier, and service area. The values shown represent typical 2026 Brooklyn-area D-SNP plan benefits and do not represent a complete description of benefits for any specific plan. D-SNP plans are available to individuals eligible for both Medicare and Medicaid. Contact us for personalized benefit information based on your zip code and eligibility. We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) for information on all of your options.

Eligibility checklist

Do You Qualify for D-SNP?

You may qualify for a D-SNP plan if you meet the following criteria. Check off what applies to you — then contact us to verify and get enrolled.

D-SNP Eligibility Criteria

Enrolled in Medicare Part A & B

Also called "Original Medicare" — this is the federal health insurance

Enrolled in New York Medicaid

State health coverage for low-income individuals and families

Age 65 or Older

Standard Medicare eligibility age — OR qualify due to disability

Under 65 with Qualifying Disability

Some people qualify for Medicare before 65 due to SSDI or specific conditions

Low or Fixed Income

D-SNP is designed for those who qualify for Medicaid income limits in NY

Currently in Brooklyn / NYC

Must live in the service area of the D-SNP plan you enroll in

🌟

Not sure if you qualify? Let us check for you — free.

Many Brooklyn residents don't know they qualify for D-SNP and are leaving hundreds of dollars in benefits on the table every month. Our licensed advisors verify your eligibility at no cost, with no obligation to enroll.

Check My Eligibility Now →
Brooklyn D-SNP

Serving Brooklyn's Dual-Eligible Community

Brooklyn has one of the highest concentrations of dual-eligible Medicare and Medicaid beneficiaries in New York. Many are immigrant families, seniors on fixed incomes, and community members who are underserved by traditional insurance agencies.

At SJM Cares, we specialize in helping Brooklyn's diverse community navigate D-SNP enrollment — in English, Arabic, Urdu, and Spanish. We come to you if needed.

~40%
Brooklyn seniors may qualify for D-SNP or LIS programs
$3K+
Average annual value of D-SNP extra benefits per member
10+
D-SNP carrier options in Brooklyn zip codes
$0
Our service fee — always free to check and enroll
Check My D-SNP Eligibility →
D-SNP + Community Resources
🥗

Food Assistance

Your D-SNP grocery allowance + SNAP + Brooklyn food pantries = comprehensive food security

View Food Resources →
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Housing & Utilities

Your D-SNP utility allowance + NYC Housing Connect can significantly reduce monthly costs

View Housing Resources →
⚖️

Legal Aid

Legal Aid NYC helps with Medicaid applications, denials, and appeals — free of charge

Get Legal Help →
💙

Mental Health

NAMI NYC Metro: support groups, education, and a peer helpline for mental wellness

Contact NAMI →
Common questions

D-SNP — Your Questions Answered

Everything Brooklyn seniors ask us about Dual Special Needs Plans.

Check Your D-SNP Eligibility Today.

Many Brooklyn residents qualify for thousands of dollars in extra benefits and don't know it. Our licensed advisors check your eligibility free of charge — no obligation, no pressure.

Verify Medicaid and D-SNP eligibility at no cost
Compare all available Brooklyn D-SNP plans
Maximize your grocery and utility allowance
Spanish, Arabic, Urdu support available
In-home and in-office appointments available
Licensed in New York · Lic. #LB-1024797

Free D-SNP Eligibility Check

We'll contact you within 1 business day.

By submitting this form, you consent to be contacted by a licensed insurance agent from SJM Insurance Services, LLC at the phone number you provided regarding Medicare Advantage, D-SNP, or other insurance options. You are under no obligation to enroll in any plan. Standard message and data rates may apply. Your information will not be shared with other marketing organizations without your explicit consent.

Prefer to call?(347) 696-6757
Call (347) 696-6757