Privacy Policy
Effective Date: December 6, 2024 · Last Updated: March 31, 2026
SJM Insurance Services, LLC (“SJM Cares,” “we,” “us,” or “our”) is committed to protecting the privacy of our clients and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at sjmcares.com or engage with our services.
Information We Collect
We may collect personal information that you voluntarily provide to us when you:
- Fill out a contact form or lead form on our website
- Call us or email us directly
- Schedule an appointment
- Request a quote or consultation
This information may include your name, phone number, email address, zip code, date of birth, Medicare or Medicaid status, and insurance-related preferences.
How We Use Your Information
We use the information we collect to:
- Respond to your inquiries and provide personalized insurance guidance
- Contact you regarding Medicare, D-SNP, or other insurance options you may be eligible for
- Process applications and enrollment for insurance plans
- Send you relevant updates about enrollment periods and plan changes
- Improve our website and services
Information Sharing
We do not sell your personal information to third parties. In compliance with CMS regulations (42 CFR §422.2274 and CMS Final Rule CMS-4205-F, effective October 1, 2024), we will not share your personal beneficiary data with any other Third Party Marketing Organization (TPMO) unless we have obtained your prior express written consent on a one-to-one basis, specifically naming each organization that would receive your data. We may share your information with:
- Insurance carriers and organizations we represent, as necessary to provide quotes and process enrollment
- Service providers who assist with our website operations, subject to confidentiality agreements
- Government agencies or regulatory bodies as required by law
Data Security
We implement appropriate technical and organizational measures to protect your personal information. However, no method of transmission over the Internet is 100% secure.
Your Rights
You have the right to access, correct, or delete your personal information. To exercise these rights, contact us at:
- Email: hamad@sjmcares.com
- Phone: (347) 696-6757
- Address: 1074 Coney Island Avenue, Brooklyn, NY 11230
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.
Contact Us
SJM Insurance Services, LLC
1074 Coney Island Avenue, Brooklyn, NY 11230
Phone: (347) 696-6757
Email: hamad@sjmcares.com