Why coverage matters
What's The #1 Cause of Bankruptcy in America?
Healthcare
Average Out-of-Pocket Healthcare Spending by Age
Bars show an illustrative relative pattern for education only (normalized index, not dollars from a single published table). National surveys such as MEPS underpin Peterson–KFF summaries; your actual out-of-pocket costs depend on coverage, health, and year.
Source: Kaiser Family Foundation / Peterson–KFF Health System Tracker (MEPS-based national reporting). For illustrative purposes only—these bars are a normalized educational pattern, not a verbatim chart extract. Out-of-pocket spending varies by individual circumstances. See Peterson–KFF Health System Tracker (MEPS context) for current data tools.
Educational only—not tax, legal, or investment advice. National summaries; your situation depends on coverage, health, and state law.
Research often cites a figure around 66.5% for medical costs in bankruptcy filings. If you're eligible for Medicare, comparing plans for your doctors, drugs, and budget can reduce surprise costs—rules vary by plan and area.
We help eligible New Yorkers review options where we're appointed—free consultation, no obligation.
We do not offer every plan available in your area. Currently we represent 12 organizations which offer Medicare Advantage HMO, PPO, PFFS, and PDP plans in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY: 1-877-486-2048), or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.