Medicare and Medicaid together
Last updated: April 2026
Many neighbors use both Medicare and Medicaid. A Dual Special Needs Plan, called a D-SNP, is one way some people bring the two together under one Medicare Advantage style card. Only the state and federal programs decide if you qualify. We can explain how conversations usually go once you gather the papers below.
Have these nearby
- Your red-white-and-blue Medicare card and your Medicaid card (or managed long-term care ID if that is what you use).
- Any budget letter or notice that shows your Medicaid level, if you were sent one.
- A written drug list and the pharmacies you like.
- If you moved lately, something that proves your new address, since moves can open their own enrollment rules.
Good questions for your call
- How do my Medicaid services work with a D-SNP in New York?
- What extra help might I qualify for based on my level of Medicaid and the plan design?
- Do my doctors take the plans we are looking at?
Want more background first? Read our D-SNP overview. Nothing on this site promises a benefit dollar amount or a final eligibility letter. That always comes from the programs themselves.
We do not offer every plan available in your area. Currently we represent 10 organizations which offer Medicare Advantage HMO, PPO, PFFS, and PDP plans in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY: 1-877-486-2048), or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
Prefer the phone? Call us at (347) 696-6757. We are happy to talk it through.
Want us to call you?
Leave your info and a licensed agent will reach out by the next business day. No pressure, just answers.
By submitting this form, you consent to be contacted by a licensed insurance agent from SJM Insurance Services, LLC at the phone number you provided regarding Medicare Advantage, D-SNP, or other insurance options. You are under no obligation to enroll in any plan. Standard message and data rates may apply. Your information will not be shared with other marketing organizations without your explicit consent.
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