What is Retirement Planning: A Step-By-Step Guide For Beginners

You start your day with the usual routine, savoring a warm cup of coffee while doing a quick stretch.

As you bend down, your knee makes a loud creaking sound, but you shrug it off as usual.

A few moments later, a hasty glimpse of your reflection in the bathroom mirror sends a shocking wave of fear and panic racing through your mind.

“Is that… a gray hair? How come I never noticed?”

Even the smallest changes in your appearance begin to feel like obvious signs of aging.

“Am I aging? Is that why my knee has been creaking a lot lately?”

It's easy to overlook these minor concerns now, but these are just small reminders.

A reminder that retirement isn’t as far as it seems…