Business Overhead Insurance in 2025: A Practical Guide for Brooklyn Entrepreneurs

Life in Brooklyn doesn’t wait for anyone. Especially not for business owners.

You’ve got clients to call, invoices to pay, a storefront to open, and a dream you’re still chasing. Maybe it’s a neighborhood shop in Bed-Stuy, a dental practice in Park Slope, or a one-person consulting firm that lives on your laptop and your late nights.

But what happens if you wake up one day and you can’t work?

Not because you don’t want to, but because your body won’t let you. An accident, an illness, a surgery you didn’t see coming. Suddenly, you’re sidelined. And the question becomes painfully clear:

What happens to everything you’ve built when you’re not there to run it?

Here’s the truth most entrepreneurs never stop long enough to consider, you are your business.